Digital Financial Inclusion among Tribals in India: Challenges and Opportunities

Abstract

Digital financial inclusion aims to provide accessible, affordable, and secure financial services to underserved populations using digital technologies. Among tribal communities in India, digital financial inclusion remains a challenge due to limited digital infrastructure, low literacy, and socio-cultural barriers. However, the proliferation of mobile technology and government initiatives have opened new opportunities for tribal economic empowerment. This study examines the current status of digital financial inclusion among tribals in India, identifying key challenges and potential opportunities.